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Certificates Of Deposit
Effective May 7, 2008
Please REFRESH this page each time you visit to be
sure you have the latest information.
VARIABLE RATE CERTIFICATES OF DEPOSIT
(May be opened as an IRA account)
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Jump Rate CD Specials
When you believe CD rates will rise in the future, take advantage of one of our Jump Rate CDs
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21 MONTH |
33 MONTH |
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3.00% |
3.00% |
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APY |
APY |
- Choose from either a 21-month or a 33-month term
- With the 21-month CD, you can "Jump" the rate once
- With the 33-month CD, you can "Jump" the rate twice
- You choose when to "Jump" the rate
- 1,000 minimum deposit to open and earn APY
- You can deposit into the account when you "Jump" the rate
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| Certificate |
Minimum to Open |
Minimum Balance
to Earn A.P.Y. |
Interest Rate |
A.P.Y. | 18 Month Variable |
| Certificate |
25.00 |
25.00 |
2.71% |
2.75% |
The accounts have a variable rate. At our discretion, we may change the interest rate and annual percentage yield on the above accounts at any time after the account is opened.
21 Month Jump Rate Plus |
| Certificate |
1,000.00 |
1,000.00 |
2.96% |
3.00% |
| 33 Month Jump Rate Plus II |
| Certificate |
1,000.00 |
1,000.00 |
2.96% |
3.00% |
The customer can choose to increase the rate once in the 21 month, twice with a 33 month jump rate, after the account is open.
FIXED RATE CERTIFICATES OF DEPOSIT
(May be opened as an IRA Account) |
| Certificate |
Minimum to Open |
Minimum Balance
to Earn APY |
Interest Rate |
A.P.Y. |
| 91 Day |
1,000.00 |
1,000.00 |
1.98% |
2.00% |
| 6 Month |
1,000.00 |
1,000.00 |
2.71% |
2.75% |
| 9 Month |
1,000.00 |
1,000.00 |
2.86% |
2.90% |
| 12 Month |
1,000.00 |
1,000.00 |
2.71% |
2.75% |
| 16 Month |
1,000.00 |
1,000.00 |
3.00% |
3.05% |
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18 Month |
1,000.00 |
1,000.00 |
2.71% |
2.75% |
| 24 Month |
1,000.00 |
1,000.00 |
2.81% |
2.85% |
| 30 Month |
1,000.00 |
1,000.00 |
3.44% |
3.50% |
| 4 Year |
1,000.00 |
1,000.00 |
3.92% |
4.00% |
| 5 Year |
1,000.00 |
1,000.00 |
4.07% |
4.15% |
| A penalty will be imposed for withdrawal of principal prior to maturity from certificate accounts. The Annual Percentage Yield (APY) assumes that interest remains on deposit until maturity. A withdrawal will reduce earnings. Interest on all accounts is earned from the day of deposit to the day of withdrawal and is compounded daily. Interest is credited to the account on the second to last day of the month. Interest rates, APY's, terms, and conditions are subject to change without notice.~~ Rates on this page will not be honored at any time after a rate change.
For full account details please contact a Bank Representative. |
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Equal Housing Lender. Member FDIC.