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Deposit Products
Effective As Of February 3, 2010
Please REFRESH this page each time you visit to be sure you have the
latest information. **CD rates
also apply to Individual Retirement (IRA) Accounts**
The interest rate and annual percentage yield
(APY) on the variable rate accounts listed below may change, at the Bank’s
discretion, after the account is opened.
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VARIABLE RATE ACCOUNTS
|
Minimum $
to Open |
Minimum
$
to earn APY |
Interest Rate |
APY |
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Statement Savings |
25.00 |
5.00 |
.50% |
.50% |
|
Passbook Savings |
25.00 |
5.00 |
.35% |
.35% |
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Starters Club Statement Savings |
5.00 |
5.00 |
.50% |
.50% |
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Starters Club Passbook Savings |
5.00 |
5.00 |
.35% |
.35% |
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Tenant Security Passbook Savings |
25.00 |
5.00 |
1.50% |
1.51% |
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Money Market Statement Savings
|
2,500.00 |
50,000.00 |
1.09% |
1.10% |
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0% interest earned on balances under
$1000.00 |
|
10,000.00 |
.75% |
.75% |
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2,500.00 |
.35% |
.35% |
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1,000.00 |
.10% |
.10% |
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Money Market Passbook Savings |
2,500.00 |
50,000.00 |
1.00% |
1.01% |
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0% interest earned on balances under
$1000.00 |
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10,000.00 |
.65% |
.65% |
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2,500.00 |
.25% |
.25% |
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1,000.00 |
.10% |
.10% |
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Relationship Statement Savings3 |
15,000.00 |
50,000.00 |
1.24% |
1.25% |
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0% interest earned on balances under
$1000.00 |
|
15,000.00 |
1.00% |
1.01% |
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1,000.00 |
.50% |
.50% |
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Bonus Checking (NOW account) |
25.00 |
10,000.00 |
.40% |
.40% |
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0% interest earned on balances under
$500.00 |
|
5,000.00 |
.25% |
.25% |
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500.00 |
.10% |
.10% |
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18 Month Variable Rate Certificate 1 |
25.00 |
25.00 |
1.49% |
1.50% |
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FIXED RATE
CERTIFICATES OF DEPOSIT 1 |
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91 Day |
1,000.00 |
1,000.00 |
.60% |
.60% |
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6 Month |
1,000.00 |
1,000.00 |
.75% |
.75% |
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9 Month |
1,000.00 |
1,000.00 |
.90% |
.90% |
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12 Month |
1,000.00 |
1,000.00 |
1.14% |
1.15% |
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16 Month |
1,000.00 |
1,000.00 |
1.34% |
1.35% |
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18 Month |
1,000.00 |
1,000.00 |
1.49% |
1.50% |
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24 Month |
1,000.00 |
1,000.00 |
1.73% |
1.75% |
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30 Month |
1,000.00 |
1,000.00 |
1.98% |
2.00% |
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4 Year |
1,000.00 |
1,000.00 |
2.71% |
2.75% |
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5 Year |
1,000.00 |
1,000.00 |
3.15% |
3.20% |
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JUMBO FIXED RATE CERTIFICATES OF
DEPOSIT 1 |
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91 Day Jumbo |
100,000.00 |
100,000.00 |
.65% |
.65% |
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6 Month Jumbo |
100,000.00 |
100,000.00 |
.80% |
.80% |
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9 Month Jumbo |
100,000.00 |
100,000.00 |
.95% |
.95% |
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12 Month Jumbo |
100,000.00 |
100,000.00 |
1.19% |
1.20% |
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16 Month Jumbo |
100,000.00 |
100,000.00 |
1.39% |
1.40% |
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18 Month Jumbo |
100,000.00 |
100,000.00 |
1.54% |
1.55% |
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24 Month Jumbo |
100,000.00 |
100,000.00 |
1.78% |
1.80% |
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30 Month Jumbo |
100,000.00 |
100,000.00 |
2.03% |
2.05% |
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4 Year Jumbo |
100,000.00 |
100,000.00 |
2.76% |
2.80% |
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5 Year Jumbo |
100,000.00 |
100,000.00 |
3.20% |
3.25% |
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VARIABLE RATE
CERTIFICATES OF DEPOSIT
1, 2 |
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21 Month Jump Rate Plus |
1,000.00 |
1,000.00 |
1.49% |
1.50% |
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33 Month Jump Rate Plus II |
1,000.00 |
1,000.00 |
1.73% |
1.75% |
Withdrawals and fees may
reduce earnings. Interest on all accounts is earned from the day of the
deposit to the day of the withdrawal and is compounded daily. Interest
is credited to the account on the second to the last day of each month.
1 A penalty may be imposed for withdrawal of principal prior to maturity
from certificate accounts. The APY assumes that interest remains on
deposit until maturity. 2 Rate may change if customer elects increase
during the deposit term. 3 Relationship Checking account required. Refer
to deposit contract or see a bank representative for specific terms.
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Copyright 2008
Thomaston Savings Bank. All rights reserved.
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