A SuperEZ policy offers level premium term life insurance that’s locked in for 10, 15, or 20 years. There are only a few simple questions to answer and in most cases, there are no medical exams or lab tests. SuperEZ Term is available from age 15 through 60 in policy amounts up to $150,000.
You can choose yearly renewable term insurance with automatic renewal each year or lock-in your rate with a level term policy guaranteed for 10, 15, 20, 25, or 30 years. Low-cost SuperTerm life insurance is available for individuals age 21 through 70 in policy sizes from $100,000 to $5,000,000.
SuperTerm Life Insurance is also available with a Return of Premium (ROP) option. If you outlive the level premium period, you receive a tax-free lump sum payment of 100% of all premiums paid during the 20, 25 or 30 year period.
Permanent Life Insurance is available in amounts up to $5,000,000. Although the premium is higher than term, your premium remains level and does not increase with age. Your coverage continues for life and earns cash value and dividends (as earned) which can be used for any purpose such as retirement or education.
When you have earmarked money to give to your loved ones, some products are simply better than others for transferring funds effectively. With EstateWise® SPWL a one-time premium deposit of as little as $10,000 can buy a guaranteed death benefit that is significantly higher than the single payment. Your coverage continues for life, earns cash value and provides an income tax-free death benefit to your beneficiaries.
Guaranteed Golden® provides outstanding value at affordable rates. Forget about physical exams or lengthy questionnaires; Vantis Life guarantees that they won't turn you down. You automatically qualify if you're between the ages of 50 and 80. The premium you pay will never increase and the value of your insurance will never decrease. Plus, you build cash value at the same time. You can buy a $5,000, $10,000, $15,000 or $20,000 policy to give as a gift for someone you love or, more practically, to help pay final bills and tax expenses. As long as you pay your premiums, Guaranteed Golden® will protect you for life.
Key features of Guaranteed Golden® include:
Life insurance is issued by Vantis Life Insurance Company, Windsor, CT. Insurance products:
Are Not FDIC Insured | Are Not Bank Guaranteed | May Lose Value | Are Not Deposits | Are Not Insured by Any Federal Government Agency