See Why Our Rates Are Top-Notch!

Your money will grow in our deposit accounts and we provide competitive rates on auto loans, mortgages, personal loans, lines of credit and all the financing options you need to get your family finances ahead.

​Deposit Rates

Savings

Rates Effective: 04/19/2017

SAVINGS1
$25.00 Minimum Balance to Open
Minimum to Earn APYInterest RateAPY
Statement Savings$5.00 0.10%0.10%
Passbook Savings$5.00 0.10%0.10%
18 Month Variable Rate Certificate of Deposit2 - deposits allowed during term$25.00 0.45%0.45%

Relationship Savings

Rates Effective: 04/19/2017

RELATIONSHIP SAVINGS 1, 3
$15,000.00 Minimum Balance to Open 0% Interest Earned on Balances < $1,000.00
TierMinimum to Earn APYInterest RateAPY
$1,000.00 - $14,999.991$1,000.000.10%0.10%
$15,000.00 - $49,999.992$15,000.000.30%0.30%
$50,000.00 +3$50,000.00 0.50%0.50%

Health Savings Account (HSA)

Rates Effective: 04/19/2017

HEALTH SAVINGS1 (HSA)
$0.00 Minimum Balance to Open
TierMinimum to Earn APYInterest RateAPY
$0.00 - $4,999.991$0.00 0.35%0.35%
$5,000.00 - $49,999.992$5,000.00 0.50%0.50%
$50,000.00 +3$50,000.00 0.75%0.75%

Interest Checking

Rates Effective: 04/19/2017

INTEREST CHECKING1
$25.00 Minimum Balance to Open 0% Interest Earned on Balances < $500.00
TierMinimum to Earn APYInterest RateAPY
$500.00 - $4,999.991$500.00 0.05%0.05%
$5,000.00 - $9,999.992$5,000.00 0.15%0.15%
$10,000.00 +3$10,000.00 0.15%0.15%

Money Market Savings

Rates Effective: 04/19/2017

MONEY MARKET SAVINGS1
$2,500.00 Minimum Balance to Open 0% Interest Earned on Balances < $1,000.00
TierMinimum to Earn APYInterest RateAPY
$1,000.00 - $2,499.99 1$1,000.000.10%0.10%
$2,500.00 - $9,999.99 2$2,500.000.15%0.15%
$10,000.00 - $49,999.99 3$10,000.000.15%0.15%
$50,000.00+4$50,000.000.20%0.20%

Certificate of Deposit

Rates Effective: 04/19/2017

CERTIFICATES OF DEPOSIT 2
All terms also available for Individual Retirement Accounts (IRA)
Interest Rate
$1,000.00 Minimum to Open and Earn APY
APYInterest Rate
$100,000.00 Minimum to Open and Earn APY
APY
91 Days0.20%0.20%0.25%0.25%
5 Months0.75%0.75%0.80%0.80%
6 Months0.25%0.25%0.30%0.30%
9 Months0.35%0.35%0.40%0.40%
12 Months0.55%0.55%0.60%0.60%
13 Months0.60%0.60%0.65%0.65%
15 Months1.25%1.25%1.30%1.30%
16 Months1.10%1.10%1.15%1.15%
18 Months0.80%0.80%0.85%0.85%
24 Months1.15%1.15%1.20%1.20%
30 Months1.49%1.50% 1.54%1.55%
3 Years 1.25% 1.25%1.30%1.30%
4 Years 1.54% 1.55%1.59%1.60%
5 Years1.84%1.85%1.89%1.90%
Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account on the second to the last day of each month. 1 The interest rate and annual percentage yield (APY) on variable rate accounts may change after the account is opened. 2 A penalty may be imposed for early withdrawal of principal prior to maturity from certificate accounts. The APY assumes that interest remains on deposit until maturity. 3 Relationship Checking account required; see deposit contract or ask a bank representative for specific terms.

​Auto & Personal Loan Rates

Fixed Rate Personal Loan

Rates Effective: 03/16/2017

Loan TermInterest Rate
Without Discount
APRPayment Per $1,000.Interest Rate
With Auto-Pay Discount
APRPayment Per $1,000.
12 months 7.150% 7.150%$86.606.900%6.900%$86.48
24 months 8.150% 8.150% $45.30 7.900% 7.900% $45.18
36 months 9.150% 9.150%$31.878.900%8.900%$31.75
48 months 10.150%10.150% $25.439.900%9.900%$25.31
60 months 11.150%11.150% $21.8210.900%10.900%$21.69
Loan amounts available from $500.00 to $10,000.00. Loan terms available from 12 months to 60 months in 6 month increments. Loan rate is discounted with automatic payment from a TSB deposit account; auto-pay must be maintained for the life of the loan.

Fixed Rate Overdraft Line of Credit

Rates Effective: 03/16/2017

Loan TermInterest RateAPRPayment Per $1,000.
24 months15.000%15.000%$48.49
Line amounts available from $500.00 to $2,500.00.

Fixed Rate New Automobile Loan

Rates Effective: 03/16/2017

Loan Term Interest Rate
Without Discount
APRPayment Per $1,000. Interest Rate
With Auto-Pay Discount
APRPayment Per $1,000.
36 months or less 6.250% 6.250%$30.54 6.000% 6.000%$30.42
48 months or less 6.750% 6.750%$23.83 6.500% 6.500%$23.71
72 months or less 7.250% 7.250%$17.17 7.000% 7.000%$17.05
Vehicle not previously titled and has less than 12,000 miles. Loan amounts available from $2,500.00 to $40,000.00. Down payment of 20% of purchase price (no add-ons such as taxes, dealer prep) or 10% of purchase price (no add-ons) for term of 36 months or less. Loan rate is discounted with automatic payment from a TSB deposit account; auto-pay must be maintained for the life of the loan.

Fixed Rate Used Automobile Loan

Rates Effective: 03/16/2017

Loan TermInterest Rate
Without Discount
APRMonthly Payment per $1,000Interest Rate
With Auto Pay Discount
APRMonthly Payment per $1,000
48 months or less Used 2012 or newer6.250%6.250%$23.606.000%6.000%$23.49
Loan amounts available from $2,500.00 to $20,000.00. Down payment of 20% of purchase price or NADA average loan whichever is less. Loan rate is discounted with automatic payment from a TSB deposit account; auto-pay must be maintained for the life of the loan.