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Municipal Deposits

Thomaston Savings Bank is here to support your success with hassle-free accounts that make managing public funds easy. You’ll have access to robust features supported by a service team that’s right here. 


Municipal Checking1,2,3

A Thomaston Savings Bank Municipal Checking offers the following benefits:

  • $100 deposit opens your account (no minimum balance required thereafter)
  • No monthly service fee
  • Online Banking and Mobile Banking with Bill Pay
  • Business Visa® Debit Card
  • eStatements
  • Access remote deposit capture and wire transfer for a minimal fee
  • Surcharge-free MoneyPass® ATMs nationwide 

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Municipal Savings3

A straight-forward savings account. $0 minimum balance to open and earn APY.

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1Earnings Credit – This account features an earnings credit which is applied to reduce or eliminate fees on the account. If the earnings credit exceeds the fees for any period, you will be assessed no fees but you will not be paid, carry forward or otherwise receive credit for any excess earnings credit.

2Earnings Credit Calculation – The earnings credit will be calculated by applying the periodic earnings credit rate to the average available balance in the account for the period. At our discretion, the periodic earnings credit rate may change at any time. The average available balance is calculated by adding the available principal in the account for each day of the period and dividing by the number of days in the period. The period we use is the monthly statement cycle.

3A paper statement fee of $5.00 will be charged for each mailed paper statement.

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Todd Burton
SVP, Senior Retail Banking Officer


Patryk Krakowski
VP, Regional Manager