Trust the local life insurance experts at Thomaston Savings Bank, with a track record of protecting your neighbors – and who can explain things clearly. You Get More When You’re Next Door.
Thomaston Saving Bank and Vantis Life Insurance Company – one of the highest rated insurance companies by the industry’s leading authority, A.M. Best – have joined forces to offer a full-range of insurance products to keep you and your loved ones protected.
A SuperEZ policy offers level premium term life insurance that’s locked in for 10, 15, or 20 years. There are only a few simple questions to answer and, in most cases, there are no medical exams or lab tests. SuperEZ Term is available from age 15 through 60 in policy amounts up to $150,000.
You can choose yearly renewable term insurance with automatic renewal each year or lock-in your rate with a level term policy guaranteed for 10, 15, 20, 25, or 30 years. Low-cost SuperTerm life insurance is available for individuals age 21 through 70 in policy sizes from $100,000 to $5,000,000.
SuperTerm Life Insurance is also available with a Return of Premium (ROP) option. If you outlive the level premium period, you receive a tax-free lump sum payment of 100% of all premiums paid during the 20, 25 or 30-year period.
Permanent Life Insurance is available in amounts up to $5,000,000. Although the premium is higher than term, your premium remains level and does not increase with age. Your coverage continues for life and earns cash value and dividends (as earned), which can be used for any purpose such as retirement or education.
Two Types of Permanent Life Products Are Available:
3 Plan Choices:
When you have earmarked money to give to your loved ones, some products are simply better than others for transferring funds effectively. With EstateWise® SPWL a one-time premium deposit of as little as $10,000 can buy a guaranteed death benefit that is significantly higher than the single payment. Your coverage continues for life, earns cash value and provides an income tax-free death benefit to your beneficiaries.
Key Features of EstateWise® SPWL Include:
Guaranteed Golden® provides outstanding value at affordable rates. Forget about physical exams or lengthy questionnaires; Vantis Life guarantees that they won't turn you down. You automatically qualify if you're between the ages of 50 and 80. The premium you pay will never increase and the value of your insurance will never decrease. Plus, you build cash value at the same time. You can buy a $5,000, $10,000, $15,000 or $20,000 policy to give as a gift for someone you love or, more practically, to help pay final bills and tax expenses. As long as you pay your premiums, Guaranteed Golden® will protect you for life.
Key Features of Guarenteed Golden® Include:
A one-time payment will provide protection of up to $10,000 for your child until age 22. Any parent or grandparent may purchase this term life insurance for a child from the age of 15 days through 15 years. At age 22, the child is guaranteed the right to convert the coverage to a Vantis Life permanent life policy for up to five times the original amount with no health questions to answer. Give a gift of future guaranteed insurability with this policy.
Permanent life insurance covers your child for an entire lifetime and starts building tax-deferred cash value early. The unique feature of this Vantis Life offering is that after only twenty level, low-cost annual premium payments, the policy is paid in full and continues for life. Any parent or grandparent may purchase this term life insurance for a child from the age of 15 days through 15 years.
Life insurance is issued by Vantis Life Insurance Company, Windsor, CT. Insurance products:
Are Not FDIC Insured | Are Not Bank Guaranteed | May Lose Value | Are Not Deposits | Are Not Insured by Any Federal Government Agency