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Smart-E Loan Program

The Smart-E Loan Program is administered through Energize Connecticut and offers longer-term, low-interest loans through participating lenders to help Connecticut residents finance affordable home energy improvements.



Easy Financing for Your Next Home Energy Improvement

Whatever your goals, investing in these home improvements today can result in cost savings, greater comfort and environmental benefits for you and your family. You also can enhance the value of your home!

Loan Details

  • Minimum loan amount is $3,000
  • Maximum loan amount is $25,000
  • No membership fees
  • No application fees
5 Years
7 Years
10 Years
12 Years
4.49% APR*
4.99% APR*
5.99% APR*
6.99% APR*
Monthly Payment
per $1,000 borrowed

*The annual percentage rates (APR) shown are subject to change without notice. Please note that the interest rates shown here are available to borrowers with a satisfactory credit history.