Protecting Yourself and Your Family Has Never Been Easier

We’ve partnered with Vantis Life Insurance Company, one of the highest rated insurance companies by the industry’s leading authority, A.M. Best. Together, we have a full-range of products to offer you.

A SuperEZ policy offers level premium term life insurance that’s locked in for 10, 15, or 20 years. There are only a few simple questions to answer and in most cases, there are no medical exams or lab tests. SuperEZ Term is available from age 15 through 60 in policy amounts up to $150,000.

You can choose yearly renewable term insurance with automatic renewal each year or lock-in your rate with a level term policy guaranteed for 10, 15, 20, 25, or 30 years. Low-cost SuperTerm life insurance is available for individuals age 21 through 70 in policy sizes from $100,000 to $5,000,000.

SuperTerm Life Insurance is also available with a Return of Premium (ROP) option. If you outlive the level premium period, you receive a tax-free lump sum payment of 100% of all premiums paid during the 20, 25 or 30 year period.

Permanent Life Insurance is available in amounts up to $5,000,000. Although the premium is higher than term, your premium remains level and does not increase with age. Your coverage continues for life and earns cash value and dividends (as earned) which can be used for any purpose such as retirement or education.

Two types of permanent life products are available:
  • ​Vantis Value - Lifetime coverage and cash value build up at our lowest cost.
  • ​Vantis Value Plus - Lifetime coverage with cash value build-up and dividend availability.
3 Plan Choices:
  • Straight Life Insurance - Issued through age 70. Straight Life is low cost, permanent insurance for those people who think they'll need life insurance for many years to come. Over time, Straight Life, with its tax-deferred cash value build-up, can be very economical for people with long term insurance needs. You decide how much coverage you need and what you can afford. Your death benefit will never decrease and your premium will never increase. The premium you pay in the first year is the same you pay during the entire period of coverage.
  • 20 Payment Life - Issued through age 55. This plan provides the same permanent protection as Straight Life, but you pay a fixed premium for only 20 years. After that, the policy is paid-up and coverage will continue without additional premiums. Your premiums are slightly higher because of the shorter payment schedule but you save money overall because you make premium payments for fewer years and build cash value faster.
  • Life Paid-Up at Age 65 - Issued through age 55. An economical way to complete your premium payments before retirement. This plan builds a nest egg for you and your family while assuring you protection throughout your lifetime. You pay level premiums that end when you turn 65 but your coverage and cash values will continue for the rest of your life.

When you have earmarked money to give to your loved ones, some products are simply better than others for transferring funds effectively. With EstateWise® SPWL a one-time premium deposit of as little as $10,000 can buy a guaranteed death benefit that is significantly higher than the single payment. Your coverage continues for life, earns cash value and provides an income tax-free death benefit to your beneficiaries.

Key features of EstateWise® SPWL include:

  • Immediate increased estate value to heirs
  • Provides an income tax-free death benefit
  • Avoids the time, costs, and headaches of probate
  • Interest accumulates tax-deferred
  • Provides access to cash values
  • Accelerated death benefit allows access to money in the event of terminal illness
Guaranteed Golden® provides outstanding value at affordable rates. Forget about physical exams or lengthy questionnaires; Vantis Life guarantees that they won't turn you down. You automatically qualify if you're between the ages of 50 and 80. The premium you pay will never increase and the value of your insurance will never decrease. Plus, you build cash value at the same time. You can buy a $5,000, $10,000, $15,000 or $20,000 policy to give as a gift for someone you love or, more practically, to help pay final bills and tax expenses. As long as you pay your premiums, Guaranteed Golden® will protect you for life.

Key features of Guaranteed Golden® include:
  • No Health Questions
  • Guaranteed Acceptance
  • Premiums Will Never Increase
  • Cannot Be Cancelled Because of Age
  • Accidental death covered in full during first two years. Full coverage after two years.

A one-time payment will provide protection of up to $10,000 for your child until age 22. Any parent or grandparent may purchase this term life insurance for a child from the age of 15 days through 15 years. At age 22, the child is guaranteed the right to convert the coverage to a Vantis Life permanent life policy for up to five times the original amount with no health questions to answer. Give a gift of future guaranteed insurability with this policy.

Permanent life insurance covers your child for an entire lifetime and starts building tax-deferred cash value early. The unique feature of this Vantis Life offering is that after only twenty level, low-cost annual premium payments, the policy is paid in full and continues for life. Any parent or grandparent may purchase this term life insurance for a child from the age of 15 days through 15 years.

Life insurance is issued by Vantis Life Insurance Company, Windsor, CT. Insurance products:
Are Not FDIC Insured | Are Not Bank Guaranteed | May Lose Value | Are Not Deposits | Are Not Insured by Any Federal Government Agency