Our Personal Savings Accounts Get You Ahead

Whatever your savings goals, we'll help you find the right account that helps you reach your milestones. Our savings accounts feature competitive rates and flexibility to meet your unique needs.

  • Simple, straight-forward account for steady growth
  • Includes unlimited withdrawals and deposits 
  • Track your account history easily 
  • Reduce your debt load when you save throughout the year for holiday expenses 
  • Open with a $1 minimum deposit
  • Set up automatic deposits from your checking or savings account on a weekly, bi-weekly or monthly basis
  • Save for healthcare costs if you're currently enrolled in a high-deductible healthcare plan
  • Earn more interest when you maintain a higher balance
  • Cover qualified current and future medical expenses
  • No monthly service or transaction fee 
  • Deposits and earnings from interest are tax-deferred and can be withdrawn tax-free for qualifying expenses
  • Includes easy access through free checks, VISA® HSA Check Card and online services
  • Read more details about HSAs
  • Open a CD with a low minimum deposit and choose a term from 91 days to 5 years
  • Your savings grow steadily at a fixed rate
  • Earn more with jumbo balances of $100,000+
  • Tiered rates mean you earn more money on a higher balance
  • Provides easy access to your funds with steady growth at a higher rate than some other savings accounts
  • Friendly Thomaston Savings Bank professionals help you plan ahead for retirement
  • Contribute up to $5,500 ($6,500 if you are age 50+) for 2015
  • Choose from Traditional and Roth IRAs
  • Tax-deductible contributions
  • Federal and/or state withholding available upon withdrawal
  • Penalties apply to withdrawals before age 59 ½
  • Required minimum withdrawals begin at age 70 ½ 
  • Contributions are not tax-deductible
  • All earnings and principal are 100% tax-free upon withdrawal
  • No mandatory distribution age
  • Income limits apply when attempting to open a Roth IRA* 
*Consult your tax advisor for current limits for your individual situation.