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Business Cash Management

Thomaston Savings Bank has always been part of the community. And trusting a bank that knows the value of local interests is what truly helps businesses like yours succeed and grow. At Thomaston Savings Bank, you can modernize your business processes with various cash management solutions, manage your cash flow with simplicity, and equip your business to accept digital payments from customers and vendors so you can save time and money while you grow. Enjoy robust features, all supported by a service team that’s right here.

 

Call or visit your local Thomaston Savings Bank today to get started.

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Account Reconciliation: Partial Reconciliation

Get a complete list of each month's paid checks in numerical order.

Account Reconciliation: Full Reconciliation

Upload your check issuance file to us each time checks are issued and your account will be reconciled on a monthly basis, providing you with a list of checks still outstanding.

Positive Pay

Help prevent check fraud by using Positive Pay.

Once you upload your issued check information, Positive Pay will actively monitor suspicious check activity to help you quickly identify unauthorized transactions and in turn feel more secure about your finances. As checks are presented against your account, you will get an alert if the amount or serial number does not match your issued check file, and from there, you can determine if Thomaston Savings Bank should pay or return the item.

Positive Pay Helps You:

  • Prevent and quickly detect check fraud
  • Manage pay and return decisions all from one screen
  • Get ultimate peace of mind over the security of your identity

To learn more about how to get started with Positive Pay, read the Positive Pay User Guide.

 

Remote Deposit Capture

Thomaston Savings Bank understands that faster check deposits means increased cash flow for your business. With Remote Deposit Capture, you can expedite deposits, just by scanning and sending them to the bank directly from your office. When your workday is non-stop, you don't always have time to visit one of our branch locations to deposit your checks. With Remote Deposit Capture, you can deposit checks quickly and worry-free from your desktop.

  • Deposit checks anytime using our system that features outstanding security and helps you reduce the risk of fraud
  • Save time and money by eliminating visits to a branch, as well as courier fees or employee mileage reimbursements
  • Streamline your cash flow by consolidating your deposits from multiple locations
  • Remote Deposit is integrated within Online Banking so it's easy to use and control

Wire Transfer

With Thomaston Savings Bank’s online Wire Transfer service, you can make secure, same-day U.S. Dollar payments to accounts at other banks, including overseas institutions. Utilize wire templates for recurring transfers to save time. Our Wire Transfer service is fully integrated within Online Banking so it's easy to use and control. Use this service and you'll receive discounted wire transfer transaction fees!

Automated Clearing House (ACH) Origination

Put the power of Automated Clearing House Origination in your hands. Use ACH Origination to create payroll direct deposits, electronic vendor payments, cash collection, federal and state tax payments, and cash disbursement programs. Use templates to establish pre-defined transactions to reduce the time it takes to pay vendors and collect payments. ACH Origination is fully integrated within Online Banking so it's easy to use and control.

 

Sweep Accounts

Thomaston Savings Bank offers Sweep Accounts to help you earn on cash balances. You just set a target balance for your operating account, and Thomaston Savings Bank will automatically sweep excess collected funds into a higher-earning savings or money market account at the end of each day. 

 

Account Analysis

Get a comprehensive statement outlining everything from your business' daily balances to monthly charges incurred by Thomaston Savings Bank when you opt for Account Analysis. Through this service, Thomaston Savings Bank will provide a periodic, detailed statement of your business' account to give you a large-scale understanding of your account's activity on a recurring basis.

 

 

Merchant Processing Services

Thomaston Savings Bank is proud to partner with North American Bancard (NAB) to connect you with a payment processing leader. NAB guarantees the lowest card processing rates in the industry or they will pay you $500!

Your customers demand more payment options than just credit cards. NAB ensures your business stays a step ahead by offering advanced payment processing solutions, including debit card, check and pre-paid card processing, electronic balance transfers, even revenue-generating gift and loyalty cards. Improve your business operations by becoming an NAB merchant:

  • Processing for all major payment processing brands
  • Real-time processing and fast authorizations
  • 24/7 customer support from a highly experienced team
  • Next day access to funds • Customized industry-specific solutions
  • Largest selection of PCI-compliant equipment for the most secure transactions

Whether you're a new business looking to accept payment cards for the first time or a successful enterprise looking for a better processing partner, NAB is committed to helping you grow your business profitably.

Phone Swipe Mobile Card Processing

Phone Swipe transforms your smartphone into a card terminal, allowing you to take your business to your customers, wherever they are.

  • Phone Swipe guarantees the lowest rates
  • Free app downloads and free card reader
  • Email receipts to your customers for sales, refunds and voids that include actual signatures and images with descriptions of items purchased
  • Set up default tip and tax percentages, or use GeoTAX to automatically calculate the correct sales tax based on your location
  • View real-time reporting, and find and review individual transactions
  • Customize your inventory into easily accessible categories and add product photos in minutes
  • Ensures safety and security of your customers' information
  • Compatible with iPhone, Android and iPad (requires iOS 3.0 or later)

©2015 North American Bancard, LLC. All rights reserved. North American Bancard is a registered ISO of Wells Fargo Bank, N.A., Walnut Creek, CA. American Express may require separate approval. Phone Swipe is currently available in the U.S. iPhone, iPod Touch, and iPad are registered trademarks in the U.S. and other countries. Android is a trademark of Google Inc.