Free Checking
Thomaston Savings Bank offers a completely free checking account with no monthly maintenance fees, no minimum balance requirements, and no hidden charge and just a $25 minimum deposit to open. Designed for your everyday accessibility, this account includes a free Visa® debit card, nationwide ATM access, and a modern mobile app with Bill Pay and Zelle®. It is the ideal, no-frills solution to the standard checking options at larger banks, giving you a care-free way to manage your everyday money.
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A Checking Account For Your Lifestyle
Do more with less fees with our Free Checking. Grab a latte, order extra tapas, pamper your pet, fill your closet, and stream more channels – without having to worry about over-the-top bank charges. Our Free Checking is the perfect account for people like you who value their money and want to deal with a bank that values them.
Free Checking Highlights
Easy to open and maintain: $25 minimum opening deposit, no monthly maintenance service fee, and no minimum balance requirement.
Bank with your mobile device: Use our Mobile Banking app with Mobile Check Deposit and make easy digital payments with Apple Pay®, Google Pay®, Samsung Pay®, and Zelle®.
Easy access: Get to your cash with our Visa® Debit Card and surcharge-free MoneyPass® ATMs nationwide.
Bank online on your time: Manage your account, view statements, and make transactions with our Online Banking with Bill Pay.
All of your finances, all in one place: View all of your accounts, track your spending, and manage your budget through iFiTM, available at no cost through Online and Mobile Banking.
View and monitor your credit score: Keep track of your credit score easily with Credit Sense, a free tool found in our Online and Mobile Banking.
Making the Case for Padding Your Checking Account
Tips for padding your checking account with enough funds and the reasons why.
Frequently Asked Questions: Free Checking Account
A "truly free" account means no monthly fees, no minimum balance requirements, and no hidden conditions for everyday use.
Yes. It includes all the daily essential tools: a Visa® debit card, bill pay, nationwide ATM access, and mobile banking.
Yes, Thomaston Savings Bank’s free checking is designed to remain free without requiring specific usage patterns or direct deposit minimums.
No, there are no ongoing balance requirements to keep your Free Checking account open at Thomaston Savings Bank. While a $25 minimum deposit is required to open the account, there is no minimum daily balance required to maintain it once it is established.
Yes. "Free" doesn't mean "limited." You get full access to the Mobile Banking app, which includes Mobile Check Deposit, Zelle® for instant payments, and Bill Pay to manage your monthly expenses from your phone.
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