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FHA Mortgage Highlights

Low down payments: With a down payment requirement as low as 3.5%, FHA mortgages can make homeownership more affordable for you from the start.

Easier credit qualifying: Because FHA mortgages have more flexible credit requirements than conventional mortgages, you may still qualify even if you have a lower credit score.

100% gift fund allowable:2 FHA mortgages allow you to use gift funds to cover the entire down payment and closing costs, which can provide a big boost toward owning a new home.

Closing cost credit: Sellers can contribute up to 6% of the purchase price towards your closing costs with an FHA mortgage.

HUD Approved Lender: We're able to offer more competitive rates and terms than other lenders because we're backed by the government. 

Local expertise: Our lending experts are based in the same area as you, so they have a deep understanding of the local market and can provide prompt personalized support.

Qualifying for a Home Loan

Consider these factors so that you can be prepared to apply for a home loan.

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Meet the Team

Contact one of our mortgage loan officers today.

Headshot of Jason Alldredge

Jason Alldredge

NMLS ID 457926
Work: 860-283-3441
Mobile: 203-558-0290

Headshot of Vania Guerrera

Vania Guerrera

NMLS ID 457927
Work: 860-283-3487
Mobile: 203-525-0364

Headshot of Bob Frazee

Bob Frazee

NMLS ID ​103851
Work: 860-283-34​06
Mobile: 860-559-0353

Headshot of Kate Crovo

Kate Crovo

NMLS ID ​882254
Work: 860-283-3610
Mobile: 860-307-0371

Headshot of Russel Baboff

Russell Baboff

NMLS ID ​1014636
Work: 860-283-3688
Mobile: 860-463-1745

Headshot of Peter Aylward

Peter Aylward

NMLS ID ​106105
Work: 860-283-3681
Mobile: 203-685-9550

Ready to Get Started?

Fill out the form below to get in touch and find out more about our FHA Mortgages.

Please do not enter any confidential or personally identifiable information on this form.

1 FHA Borrowers need to meet certain guidelines to qualify, including income and credit requirements.
2The minimum down payment required is 3.5% and can be gifted to the buyer from a relative, an employer, an approved charitable group, or a government homebuyer program.

16 Convenient Locations Throughout Connecticut: