Commercial Checking

Your account's average collected balance generates an earnings credit that is applied against your monthly service charges. The stronger your balance, the more of your fees are offset. You pay only for the banking services you actually use.

An earnings credit is a dollar amount applied to your account each month based on your average collected balance. It reduces the fees charged for services like transactions, treasury management tools, and account maintenance. Contact Thomaston Savings Bank for current earnings credit rates.

Commercial Checking provides access to remote deposit capture, ACH origination, wire transfers, and additional cash management tools. These are designed for businesses that need more than standard online banking to manage cash flow.

Thomaston Savings Bank Commercial Checking is best suited for established businesses with consistently healthy balances and higher monthly transaction activity. If your business is newer or runs lighter transaction volume, Free Business Checking is a much better starting point.

The account includes online and mobile banking with easy Bill Pay, a Business Visa® Debit Card, free eStatements, and access to treasury management services.

No. Your Business Visa® Debit Card provides surcharge-free access to over 32,000 MoneyPass® ATMs nationwide.

Large banks typically charge flat monthly fees on commercial accounts regardless of your balance. At Thomaston Savings Bank, a strong balance directly reduces what you pay. You also work with our local relationship team rather than a national service center.