Food & Beverage
Serving Up Financial Solutions
from Farm to Fork
In the food and beverage industry, trends can change overnight – but your need for reliable banking support remains constant. Thomaston Savings Bank is here to help F&B businesses across Connecticut, from craft breweries to fine-dining restaurants, and specialty producers to distributors. We understand that this industry runs on tight margins and seasonal swings. Our local approach means no cookie-cutter products; rather, we craft custom banking solutions to match your unique needs, giving you the ingredients to thrive in a competitive market.
Keep the Registers Ringing
Cash flow can make or break a food and beverage business.
Merchant Services
Merchant Services enable you to accept all major credit and debit cards, with real-time processing and next-day access to funds from sales. This means your restaurant’s weekend revenues hit your account by Monday morning, ready to pay vendors or staff. Plus we can support private-label gift cards and loyalty programs.
Remote Deposit Capture
We also offer Remote Deposit Capture, so you can deposit checks without leaving your office, getting money into your account faster.
Payables & Payroll
With Payables & Payroll solutions, you can schedule vendor payments and employee payroll through our secure Online Banking platform, simplifying your back-office chores and giving you more time to focus on food and service quality.
Real Clients - Powered by
Thomaston Savings Bank
"It’s not just another restaurant. You come here and the place has a soul, has a vibe. We didn’t want this to be a place where you just dine and go home. We wanted this to be an experience from the moment that you walk in."
- Viron Rondo, Owner, Viron Rondo Osteria
"It makes me happy when I see a bride that's happy. That's what we're here for, not just me but my whole staff. We want to see: what are we going to do tomorrow to make this place even better."
- Giuseppe Geloso, Owner, Aria
Serving All Your Banking Needs
At Thomaston Savings Bank, you’ll find every financial ingredient needed for success under one roof.
Open a Free Business Checking account to manage daily transactions with features like Online & Mobile Banking and business debit cards for easy purchasing.
Need to set aside funds for future growth or a renovation? We offer Business Savings and Certificate of Deposit accounts with competitive rates to help your capital grow steadily.
Through our Liquidity Management tools, excess funds can automatically sweep into higher-interest accounts overnight, maximizing the earnings on your hard-earned revenue until you need it.
Worried about handling cash after hours? Use our secure night depository at a designated branch to safely drop off cash deposits when it’s convenient for you, plus take advantage of coin processing services for all those quarters and dollar bills from your registers.
Every service is designed to be straightforward and reliable – no unnecessary fees or complications – because we know simplicity and transparency are as important as flavor and presentation.
Your Local Partner
in Every Season
The food and beverage business can be unpredictable – but your bank shouldn’t be. Thomaston Savings Bank has been a rock for local businesses through economic ups and downs, never wavering in our community commitment. We offer the attentive, relationship-based service that regional and national banks can’t match. You’ll have a dedicated business banking advisor who understands the F&B sector, whether it’s the importance of cash reserves for the slow season or the need for extra support during a big event or holiday rush.
Our team will work with you one-on-one to ensure you’re getting the most out of our services – from reviewing your merchant account for cost savings to tailoring treasury management services to improve your cash flow cycle. When other banks leave the table, Thomaston Savings Bank is here to stay – serving up the financial support you need to keep customers smiling and your business growing.
Ready to Cook Up Success?
Let’s create a financial game plan as satisfying as your best-selling dish. Contact our team to explore how our deposit and treasury management solutions can be customized for your restaurant, brewery, cafe, or food business. At Thomaston Savings Bank, we’ll bring the financial expertise and local commitment to help you thrive from farm to fork.
