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The Loan That's Got You Covered 

Insufficient funds? No problem! Rest easy knowing that your transactions will go through without a hitch.

Loan Details

  • Fixed annual percentage rate
  • Line amounts up to $2,000
  • No annual fee
  • 24-month term
  • Online and Mobile Banking services are available
  • Incur a $5 fee each time the line of credit is accessed to cover an overdraft
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Overdraft Line of Credit Highlights

No annual fee: Avoid overdraft fees, while paying no annual fee with our Overdraft Line of Credit.

Fixed APR: Our Overdraft Line of Credit has a fixed APR, so you know exactly what your interest rate will be.

Flexible line amounts: We offer Overdraft Line of Credit from $500 to $2,000, so you can choose the coverage that's right for you.

Current Fixed Overdraft Line of Credit Rates

How To Apply

Step 1

Apply Online In No Time1

Step 2

Upload Supporting Documentation2

Step 3

Sign Your Loan Documents3

Step 4 

Receive Your Funds4

1 Application Details

Applying online is easy! You will need to provide the following information when applying for your Overdraft Line of Credit:

  • Social security number
  • Basic contact information
  • Current physical address
  • Personal identification
  • Financial Information, including income

2 Supporting Documentation

Employment Status Required Documentation
Employed Two most recent pay statements
Self-Employed Most recent tax return
Retired SSA award letter, pension statement, 1099-R
Other Disability benefits, supplemental social security benefits, alimony, child support

If required, you will be prompted to upload the necessary supporting documentation. Required income documentation is dependent on your employment status.

3 Document Signing

Electronically sign your documents and verify all of your information is correct to complete your application.

4 Receiving Your Funds

The line of credit will be established.

3 Clever Ways to Avoid Overdraft Fees

Here are some simple techniques and routines you may want to consider.

Read Article

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Online Application

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In Branch

Come into any location to talk to a Client Service Associate.

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Get in Touch

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