Get More with Top-Notch Rates
From a variety of mortgage programs to excellent home equity rates, the answers to your questions are right next door.
Whether you're looking to purchase a new home, or you want to use the value of your current home to finance other projects, your neighbors at Thomaston Savings Bank are here for you. Enjoy competitive rates and personalized service from your local team of financial experts, and see your goals come to life in no time.
From a variety of mortgage programs to excellent home equity rates, the answers to your questions are right next door.
Annual Percentage Rate Effective Date: 11/29/2023
For loan amounts up to $726,200. Single Family up to 97% loan to value (LTV). Rates and terms described are based on the following assumptions. The purpose of the loan is to purchase a property, with a loan amount of $160,000 and an estimated property value of $200,000. The property is located in Connecticut. The property is an existing single family home and will be used as an owner occupied primary residence. An escrow (impound) account is required. The rate lock period is 60 days and the assumed credit score is 740. Low down payment programs are also available. Rates are subject to change without notice. Interest rates remain fixed for the term of the loan. All mortgages with less than 20% down payment may require PMI (Private Mortgage Insurance). The rate and point structure will be the same as mortgages with a 20% down payment. Interest rates are subject to credit and property approval based upon secondary market guidelines. Interest rates and APRs (Annual Percentage Rates) may vary depending on loan details, such as points, loan amount, your credit and property occupancy. The rates shown are available to borrowers with a satisfactory credit history.
Annual Percentage Rate Effective Date: 11/29/2023
Click here for loan assumptions and disclosures. Additional adjustable rate program options available. Contact a loan officer for more information.
Annual Percentage Rate Effective Date: 11/29/2023
$10,000 Minimum Loan. Rates and terms described are for owner-occupied properties only and a maximum combined loan to value (CLTV) of 80%. Rates are subject to change without notice. Home Equity Line of Credit (HELOC) rates are subject to the Wall Street Journal (WSJ) Prime Rate Index and may increase during the term of the loan. Maximum APR is 18%. May be subject to $50 annual membership fee per year. Home Equity Loan (HELOAN) rates are fixed for the term of the loan. Interest rates are subject to credit and property approval based upon secondary market guidelines. Interest rates and APRs may vary depending on loan details, such as points, loan amount, your credit and property occupancy. The rates shown are available to borrowers with a satisfactory credit history. Consult your tax advisor about deductibility.
Annual Percentage Rate Effective Date: 11/29/2023
Rates and terms described are based on the following assumptions. The purpose of the loan is to purchase vacant land, with a loan amount of $75,000 and an estimated land value of $100,000. The term of the loan is 15 years. The property is located in Connecticut. The rate lock period is 60 days and the assumed credit score is 740. Rates are subject to change without notice. Interest rate remains fixed during the term of the loan. Interest rates are subject to credit and property approval. Interest rates and APRs may vary depending on loan details, such as points, loan amount and your credit. The rates shown are available to borrowers with a satisfactory credit history.
Annual Percentage Rate Effective Date: 11/29/2023
Rates and terms described are based on the following assumptions. The purpose of the loan is to purchase property for the construction of a new dwelling A loan amount of $160,000 and an estimated property value of $200,000. The property is located in Connecticut. The property will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 60 days and the assumed credit score is 740. Rates are subject to change without notice. All mortgages with less than 20% down payment may require PMI (Private Mortgage Insurance). The rate and point structure will be the same as mortgages with a 20% down payment. Interest rates are subject to credit and property approval based upon secondary market guidelines. Interest rates and APRs may vary depending on loan details, such as points, loan amount, your credit and property occupancy. The rates shown are available to borrowers with a satisfactory credit history.
Other loan programs are available. Contact us for more information.
Routing #: 211174259
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