$25.00 Minimum Balance to Open.
All terms also available for Individual Retirement Accounts (IRA).
Annual Percentage Yield Effective Date: 09/27/2023

Existing Customers:
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Type

Minimum to Earn APY

Interest Rate

APY

Savings

$0.00

0.05%

Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. The interest rate and annual percentage yield (APY) on variable rate accounts may change after the account is opened. ¹ You must maintain a minimum balance of $25.00 in the account each day to obtain the disclosed annual percentage yield. ² A penalty may be imposed for early withdrawal of principal prior to maturity from certificate accounts. The APY assumes that interest remains on deposit until maturity.

$15,000.00 Minimum Balance to Open
Annual Percentage Yield Effective Date: 09/27/2023

Existing Customers:
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Balance Tiers

Minimum Daily Balance to Earn APY

Interest Rate

APY

$0 – $49,999.99

$0.00

0.10%

$50,000 - $249,999.99

$50,000.00

0.15%

$250,000.00+

$250,000.00

0.20%

Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and will be credited to the account every month. The interest rate and annual percentage yield (APY) on variable rate accounts may change after the account is opened. Relationship Checking account required; see deposit contract or ask a bank representative for specific terms.

$0.00 Minimum Balance to Open
Annual Percentage Yield Effective Date: 09/27/2023

Open an Account

Type

Minimum to Earn APY

Interest Rate

APY

$0.00 - $4,999.99

$0.00

0.05%

$5,000.00 - $49,999.99

$5,000.00

0.10%

$50,000.00 +

$50,000.00

0.15%

$25.00 Minimum Balance to Open 0% Interest Earned on Balances < $500.00
Annual Percentage Yield Effective Date: 09/27/2023

Balance Tiers

Minimum Daily Balance to Earn APY

Interest Rate

APY

$0 - $499.99

$0.00

0.00%

$500.00 - $14,999.99

$500.00

0.05%

$15,000.00+

$15,000.00

0.05%

Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. You must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed annual percentage yield. Interest is compounded daily and credited to the account every month. The interest rate and annual percentage yield (APY) on variable rate accounts may change after the account is opened.

All terms also available for Individual Retirement Accounts (IRA)
$1,000 Minimum to Open
Annual Percentage Yield Effective Date: 09/27/2023

Existing Customers:
Open an Account New Customers:
Open an Account

Terms

Interest Rate$1,000 - $249,999.99 Daily balance to earn APY

APY

Interest Rate$250,000+ Daily balance to earn APY

APY

91 Days

0.10%

5 Months

0.10%

6 Months

2.47%

2.50%

2.47%

2.50%

9 Months

5.05%

5.16%

5.05%

5.16%

12 Months

5.05%

5.16%

5.05%

5.16%

13 Months

5.05%

5.16%

5.05%

5.16%

15 Months

5.05%

5.16%

5.05%

5.16%

16 Months

5.05%

5.16%

5.05%

5.16%

18 Months

2.38%

2.40%

2.38%

2.40%

24 Months

2.23%

2.25%

2.23%

2.25%

36 Months

1.99%

2.00%

1.99%

2.00%

48 Months

1.84%

1.85%

1.84%

1.85%

60 Months

1.74%

1.75%

1.74%

1.75%

Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. A penalty may be imposed for early withdrawal of principal prior to maturity from certificate accounts. The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Daily balances below $1,000 do not earn APY.